Types of Workers' Compensation Benefits Available in New Jersey
Posted on behalf of Lynch Law Firm on Jul 10, 2017 in Workers' Compensation News
In New Jersey, when a worker is injured on the job or contracts an illness or medical condition due to their employment, they may be eligible for workers’ compensation benefits. Depending on the specific scenario, different types of benefits are available.
The New Jersey workers’ compensation attorneys of Lynch Law Firm can make sure you are receiving the types of benefits you need. If you have any questions about workers’ compensation benefits or require assistance with your claim, do not wait to contact us as there are strict deadlines for filing workers’ compensation claims.
If your work-related injury or illness requires medical treatment, costs are paid by your employer (if self-insured) or by their insurance provider. Insurers and/or employers have the right to choose medical providers to treat an employee’s work-related injury.
Types of expenses covered under medical benefits include necessary and reasonable:
- Medical treatment
- Hospital services
Temporary Total Benefits
If a work injury leads to a disability that lasts more than seven days, temporary total benefits are available. These benefits are paid retroactively to the first missed day of work. Temporary total benefits cover 70 percent of the worker’s average weekly wages but must fall between the legal minimum and maximum rates that are established annually.
Temporary total benefits are paid until a worker:
- Is able to return to work
- Reaches the level of maximum medical improvement
- Reaches the 400-week maximum allowed by law
Permanent Partial Benefits
Work-related illnesses and injuries that result in a permanent impairment of the body allow the victim to access permanent partial benefits. These benefits are determined by the level of functional loss experienced. Permanent partial benefits are paid on a weekly basis once the worker’s temporary disability resolves.
Permanent Total Benefits
Injuries and illnesses caused by a worker’s job can cause permanent disability, preventing the person from returning to gainful employment of any type. When this occurs, permanent total benefits are paid. Benefits are 70 percent of the worker’s average weekly pay and must fall between the legal minimum and maximum amounts.
Permanent total benefits are paid for 450 weeks initially. Once this time frame has passed, the worker must show his or her total disability persists to continue receiving benefits. These benefits cover 70 percent of the injured worker’s weekly wage within the legal minimum and maximum rates.
When a job-related injury or illness causes death, the worker’s dependents may be eligible for death benefits.
- Up to $3,500 may be paid for funeral expenses.
- Weekly death benefits equal 70 percent of the worker’s wage, not exceeding the legal maximum.
Get in Touch with Our New Jersey Workers’ Compensation Lawyers Today
The New Jersey workers’ compensation attorneys of Lynch Law Firm are knowledgeable in the state’s workers’ compensation laws and are passionate about helping injured workers secure the benefits they deserve. We will fight to obtain access to the compensation you need.
Contact an injury lawyer from our legal team today to learn the options available to you. Consultations are free and you are under no obligation to pursue action with our law firm. Should you decide to move forward with us, we work on contingency only – you do not pay unless we recover compensation for you.
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Lynch Law Firm
Hasbrouck Heights, NJ 07604